Avoiding internet fraud
Simply being aware of fraudsters operating online and through e-mail is not enough to protect your computer, especially when it comes to large-scale cybercrime.
What is cybercrime?
Cybercrime refers to a crime that involves a computer and a network. Crimeware is a form of malware that automates cybercrime. This malicious software is written by cybercriminals with the purpose of making money illegally.
Crimeware may take the form of a computer virus, worm virus, trojan virus, or other malware virus.
Phishing, also called carding or brand spoofing, is a specific form of cybercrime. Phishing e-mails often trick computer users into disclosing personal details such as usernames, passwords, PIN numbers and credit card numbers which are linked to bank accounts or online shopping accounts. These details are often then used to steal money.
A common phishing technique is to send a phishing email offering a product or service that is desirable so people click on the link and input their financial details.
Consumers have to be very careful and protect themselves from these threats by using appropriate security software and being aware of the tricks used by cyber criminals.
Crimeware protection tips
You can keep yourself safe from the dangers of cybercrime and identity fraud by following five simple steps:
- Install Internet Security software on your computer
- Ensure you have your Operating System’s most recent security updates
- Do not open an email attachment unless you know what it is
- Update your security software regularly
- Never give your personal details to a company asking for them in an email